The Mornin' Mail is published every weekday except major holidays
Tuesday, December 15, 2009 Volume XVIII, Number 124

did ya know?

Did Ya Know?... Saturday, December 19th, Salem Country Church Christmas Event at Red OakII. Jam Session starts at 5 p.m.with a Special Guest Cynthia Woodburn will join us at 8 p.m. for her Christmas tunes on the Bells ! Come join us, bring a friend.... There will be hot apple tea and Christmas Cookies

today's laugh

An eccentric philosophy professor gave a one question final exam after a semester dealing with a broad array of topics. The class was already seated and ready to go when the professor picked up his chair, plopped it on his desk and wrote on the board: "Using everything we have learned this semester, prove that this chair does not exist."

Fingers flew, erasers erased, notebooks were filled in furious fashion. Some students wrote over 30 pages in one hour attempting to refute the existence of the chair. One member of the class however, was up and finished in less than a minute.

Weeks later when the grades were posted, the rest of the group wondered how he could have gotten an A when he had barely written anything at all. His answer consisted of two words: "What chair?"

An alarming number of people suffer from seriousness.

A Chronological Record of Events as they have Transpired in the City and County since our last Issue.

A Cooking Club Reception.

The T.H.S. cooking club held a reception at the home of the Misses Gladden, on South Grant street, yesterday evening, that will be long remembered by those so fortunate as to be present. The club is composed of a number of young ladies, who meet every week to study and demonstrate the art of cooking, a fine dinner being the result each week. Last night they concluded to invite in their gentlemen friends and let them share in the good things.

The young men had no kindly friend to warn them of the troubles ahead, but responded innocently to the tempting invitations. On arrival their astonishment may be imagined at being adorned with big gingham aprons and invited to step into the kitchen and prepare the feast. The girls had great sport in initiating their victims, but finally took pity on them and assisted them so effectually that the resulting dinner was enough to tempt the poorest appetite.

  Today's Feature

Paperless Council Put on Hold.

The City Council voted last week to postpone the idea eliminating most of the paper it uses during its regular meeting schedule. The Council budgeted $17,000 for this fiscal year to upgrade City Hall computers and supply each Council member a small laptop computer.

The hope was to begin the process of putting most of the information that Council members receive concerning various issues on an electronic file. Council members would then get the file either by email or a disc that would be loaded onto their laptop. Bids received for the project were well above the budgeted amount so an alternative solution was approved.

The Council approved a recommendation from the Finance and Personnel Committee to eliminate the purchase of the laptop computers except for one and accept a bid of $15,185.27 to upgrade to a new server, purchase two digital projectors, and replace some desktop computers. The plan is to use the projectors to display various documents during council meetings and eliminate some paper and effort for the City staff.


Not Everybody Loses on Bank Failure Friday

by Jake Bernstein, ProPublica

Three more banks failed on Friday, bringing the year’s total to 133. The FDIC estimates Friday’s failures will cost its insurance fund a combined $252.1 million. While the failures represent another hit to the FDIC’s depleted fund, they are a boon to three companies that acquired the assets and deposits of the closed institutions.

The first to go for the day was Republic Federal Bank of Miami, Florida. The bank had total assets of approximately $433 million and deposits of approximately $352.7 million. 1st United Bank of Boca Raton assumed all the deposits of the failed bank, paying the FDIC a premium of 1.2 percent for them. It also purchased $267.1 million of the failed bank’s assets including loans, cash and marketable investment securities.

The South Florida Business Journal reports that in November the parent of 1st United was the first bank in Florida to pay back its TARP loan. On December 8, a special meeting of shareholders of 1st United Bancorp also voted to increase shares in the company to raise money for acquisitions. There should be plenty more failed institutions to buy in South Florida, a region where small banks are now reeling from the consequences of aggressive lending into a real estate bubble.

Next to go was Valley Capital Bank of Mesa, Arizona. As of September 30, Valley Capital had total assets of approximately $40.3 million and total deposits of approximately $41.3 million. The FDIC sold the deposits to Enterprise Bank & Trust of Clayton, Missouri at a 2 percent premium. Enterprise also agreed to purchase most of the failed bank’s assets.

While Valley Capital had only one branch, it’s acquisition allows Enterprise, with $2.5 billion in assets, a valuable entry into the Arizona market. Last year, Enterprise tried to open a bank in Arizona but state regulators had stopped issuing new charters because of the economy, the St. Louis Post-Dispatch reports.

The last failure of the evening was 122-year-old SolutionsBank of Overland Park, Kansas. As of September 30, SolutionsBank had total assets of $511.1 million and total deposits of approximately $421.3 million. Arvest Bank of Fayetteville, Arkansas assumed all of the deposits of SolutionsBank without paying a premium to the FDIC.

Arvest is owned by the family of Wal-Mart Stores Inc. founder Sam Walton. It has twice bid unsuccessfully for failed banks in an effort to break into the Kansas City market, the Kansas City Star reports. With 220 branches spread over Oklahoma, Kansas, Missouri, and Arkansas, Arvest is already a regional player that thanks to the misfortunes of others just got a bit bigger.

Just Jake Talkin'

With all the hubbub of activity surroundin’ Christmas, some folks tend to loose their patience easier and become a little more prone to the irritable side of their personalities. I suppose I might fall into that category from time to time.

Topin’ my list of things that get me talkin’ to my self is sittin’ behind a car at a stop sign for a minute or so while the driver completes a phone call. Oh, they pretend to be lookin’ both ways and checkin’ out the traffic, but it’s obvious there is no one in sight. I’m sure the call is important, but it does test the Christmas spirit a tad.

Now I suppose there are things I do on occasion that irritate some, so I try to balance my irritation with the hope that I will be forgiven some of my trespasses.

This is some fact, but mostly,

Just Jake Talkin’.

Sponsored by Carthage Printing Weekly Columns

Breathing Tips for COPD

DEAR DR. DONOHUE: I remember reading something you wrote a long time ago about the proper way to breathe for people with chronic obstructive pulmonary disease. I didn’t need the information then. I do now. Until recently, I smoked more than a pack of cigarettes a day, for 35 years. It caught up with me all of a sudden. I have COPD. I need you to repeat those recommendations again. Will you? -- T.R.

ANSWER: Sure. (For readers: Chronic obstructive pulmonary disease, COPD, is emphysema and chronic bronchitis.)

Pursed-lip breathing is one technique that helps. Draw your lips into the whistling position when you breathe out. The lips are in the right position if the outgoing air makes a hissing sound as it passes through them. Pursed-lip breathing keeps the airways opened so all stale air is emptied from the lungs. In people with COPD, on exhalation, the airways collapse. That leaves them partially filled with old air containing little oxygen. By getting all the oxygen-low air out of the lungs, fresh air fills them and a person isn’t shortchanged on oxygen.

Exhale slowly, twice the length of time it takes to inhale.

You have to train yourself to use your diaphragm to its maximum capacity. The diaphragm is the horizontal muscle that separates the chest from the abdomen. It’s the principal breathing muscle. When the diaphragm moves downward, air rushes into the lungs.

To make sure you’re using your diaphragm, lie on your back with your hands on your abdomen. Breathe normally. When you breathe in, your hands should move out as the diaphragm descends. You have to consciously use the diaphragm with each inhalation until it becomes second nature for you.

Another trick that makes more room for air in the lungs is to bend a bit forward at the waist when you stand or walk.

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